Credit card debt: Are consumers returning to bad habits?No, social security is not a ponzi schemeWhy an early start to retirement savings is criticalStocks close losing week with a day of gainsWhat Obama must do if he gets a second termThe US dollar is still in demandMark Zuckerberg, meet your Israeli doppelganger, Mark ZuckerbergHomemade salsa: good for your wallet, better for your healthFixed-rate mortgages edge up, but still lowhideously outmoded graphic design, especially in PowerPoint presentations